logo sol-4

Schedule a complimentary consultation

Dental Insurance

Looking for dental insurance? Good idea!

After all, oral health is important to overall health and wellness. So, whether you want coverage for yourself, your family, or your business, we’ll help you find a plan that fits your budget and helps keep everyone healthy.

Good oral care is a key step in maintaining your overall health. But dental care can be expensive. Even cleaning and X-rays could strain your budget – and if a checkup reveals more serious issues, the costs could quickly become overwhelming.


  • Deductible that decreases over time.
    • Calendar year 1: $75/person.
    • Calendar year 2: $50/person.
    • Calendar year 3+: $25/person.
  • No waiting period for preventive dental care.
  • Annual maximum benefit increases over time.
  • Plans available with vision and hearing services.
  • Reduced costs for using in-network providers.
Dental Consulting

How Dental Insurance Works

Dental insurance is a type of insurance policy for your teeth, gums and mouth. It helps lower the cost you spend on preventative care and certain treatments. While every policy is different, many dental plans cover routine checkups and cleanings, x-rays, cavity fillings, tooth extractions, crowns, bridges, implants, root canals, dental appliances and emergency treatments.

What is typically covered in a dental plan?

In general, preventive care like cleanings and x-rays are fully covered with no waiting period, and other, more complex treatments such as root canals and implants are covered at a percentage after the waiting period has expired.

How do I access dental benefits?

Depending on the individual dental insurance plan you choose and the treatments you need, you might have to pay a deductible before receiving coverage. Our plans offer building benefits that increase the annual maximums and the coverage level over time for certain benefits. Our building benefit also decreases the annual deductible over time as well.

Peace of mind doesn't have to break the bank

Don’t wait until it’s too late. Help cover yourself and your family with affordable coverage from Aflac.

What Does Dental Insurance Cover?
  • Routine exams and cleanings (two per year).
  • Bitewing X-rays (one per 12 months).
  • Full-mouth X-rays (one every 36 months).
  • Sealants (for children under age 16; one per tooth per 36 months).

  • Fillings (amalgam and composite).
  • Emergency palliative care.
  • Simple extractions.
  • Basic oral surgery.
  • Non-surgical periodontal services
  • Inlays, onlays, crowns, bridges and dentures.
  • Endodontics.
  • Oral surgery.
  • Anesthesia
  • Major restorative services.
  • Surgical periodontics.
  • Prosthodontic installation and repairs.
  • Occlusal guards.

Is Dental Insurance Worth It?

There are some instances where dental insurance may be particularly worth it, but it depends on your unique circumstances. Let’s take a look at a hypothetical situation. If you could see something similar happening to you, it may be worth it to invest in dental insurance.


Leslie wants her family to have strong oral health, so she schedules appointments for herself, her spouse and her son. She doesn’t currently have dental insurance, so she’ll pay out-of-pocket for their routine checkups. After their appointments, she quickly realizes that preventive care alone can cost hundreds of dollars per person. Other services can further escalate this cost.

There are some instances where dental insurance may be particularly worth it, but it depends on your unique circumstances. Let’s take a look at a hypothetical situation. If you could see something similar happening to you, it may be worth it to invest in dental insurance.

Dental Insurance FAQs

Most frequent questions and answers
While dental insurance isn’t required, it’s often a good idea. This is particularly true if you don’t have the cash to pay for various dental treatments up front. Without a policy, you may forgo oral health care and face serious and costly dental issues in the future. Having supplemental insurance for dental needs can incentivize you to be proactive in keeping your teeth, gums and mouth healthy.
Dental insurance costs can vary depending on the type of plan and the level of coverage you choose, but these plans typically come with affordable premiums. That being said, choosing to buy dental insurance can help you reduce long-term associated costs. In addition to premiums, you may have to pay for copays, deductibles and any treatment that goes over annual coverage maximums.
Not all plans are created equally. Our dental plan offers several levels of coverage to fit most oral care needs and budgets. To select the right one, shop around to see what options you have to buy dental insurance online. We recommend assessing your unique dental needs and coverage preferences. You should also consider your budget and how much you can afford to help cover dental care out-of-pocket costs.
Insurance companies often view implants as cosmetic treatments. Since they’re not always medically necessary, many insurers don’t offer coverage for dental implants. However, you may be able to find a plan that pays for a portion of various cosmetic dental procedures.

Interested in Learning More?

Dental Insurance with No Waiting Period

Dental insurance with no waiting period means you can get the coverage you need right away. Learn more about Aflac's dental insurance plans with limited or no waiting periods.

Affordable Dental Insurance - How Much Does It Cost?

Affordable dental insurance is possible. Aflac walks through the average dental insurance costs and discusses your low-cost dental insurance options.

Types of affordable dental insurance plans

Aflac has two low-cost dental insurance options: primary full-coverage dental insurance and supplemental dental insurance.

It’s important to note that the term “full coverage dental insurance” refers to the plan’s ability to help cover a variety of different dental treatments and procedures. It is not meant to imply total coverage.

Our primary dental plan helps cover routine care at an affordable price that improves over time. That’s right – your out-of-pocket costs decrease every year you have the plan. You can choose any dentist from our extensive list of participating providers.

Also, waiting periods are mostly minimal, depending on the treatment you need. You can also add vision and hearing coverage to your dental plan to make sure you aren’t neglecting certain aspects of your health.

We also offer supplemental dental insurance that works with your existing dental insurance to help offset gaps in coverage. This plan pays you cash benefits to help cover any dental expenses not covered by your primary plan.

We Will Help You Every Step Of The Way

Our priority is to accompany you hand in hand every step of the way.

We provide personalized advice according to each case and situation required.

Get In touch

6440 Southpoint Pkwy. Suite 130. Jacksonville, FL. 32216

Phone: (518) 399-4188

You deserve the best attention from our consultants

with 20 years in the insurance area

Our agency has contractual relationships with and represents some of the best and most financially secure insurance companies in the United States including:


At SLR Insurance Solutions we offer options to provide peace of mind and well-being to all our policyholders.

Get Started



SLR Insurance Solutions All rights reserved.

Web Developed by HF Design.

Scroll al inicio

Get a Quote

    Get a Quote